:root {
  --ink: #1e1e1e;
  --navy: #0b1f3a;
  --navy-2: #041b47;
  --red: #c4190c;
  --red-2: #9f130a;
  --pink: #f2b6b6;
  --teal: #33b9bf;
  --paper: #eff4ff;
  --mist: #eff4ff;
  --white: #ffffff;
  --line: #dce7ff;
  --muted: #4e5a6a;
  --shadow: 0 22px 60px rgba(4, 27, 71, 0.16);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Poppins, system-ui, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  overflow-x: hidden;
}

img,
svg {
  max-width: 100%;
}

a {
  color: inherit;
}

.skip-link {
  position: absolute;
  left: 16px;
  top: -48px;
  z-index: 20;
  padding: 10px 14px;
  background: var(--white);
  color: var(--navy);
  border-radius: 8px;
}

.skip-link:focus {
  top: 16px;
}

.container {
  width: min(1180px, calc(100% - 40px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(239, 244, 255, 0.92);
  border-bottom: 1px solid rgba(17, 26, 46, 0.1);
  backdrop-filter: blur(16px);
}

.header-grid {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 22px;
  align-items: center;
  min-height: 76px;
}

.brand {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
}

.brand img {
  display: block;
  width: 185px;
  height: auto;
  object-fit: contain;
}

.section-tabs {
  justify-self: center;
  display: flex;
  gap: 4px;
  padding: 6px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 999px;
  box-shadow: 0 8px 28px rgba(16, 24, 39, 0.07);
  max-width: 100%;
}

.section-tabs a {
  flex: 0 0 auto;
  padding: 8px 13px;
  color: #41506a;
  text-decoration: none;
  font-size: 13px;
  font-weight: 800;
  border-radius: 999px;
}

.section-tabs a.is-active {
  color: var(--white);
  background: var(--navy);
}

.header-call,
.footer-call {
  display: inline-flex;
  justify-content: center;
  text-decoration: none;
  padding: 11px 16px;
  background: var(--red);
  color: var(--white);
  font-weight: 800;
  border-radius: 8px;
}

.hero {
  position: relative;
  min-height: 720px;
  color: var(--white);
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg, rgba(11, 31, 58, 0.94), rgba(4, 27, 71, 0.68) 52%, rgba(4, 27, 71, 0.36)),
    url("https://images.unsplash.com/photo-1512453979798-5ea266f8880c?auto=format&fit=crop&w=1800&q=82") center / cover;
  transform: scale(1.02);
}

.hero::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 145px;
  background: linear-gradient(0deg, var(--paper), rgba(239, 244, 255, 0));
}

.hero-layout {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1fr 430px;
  gap: 48px;
  align-items: center;
  padding: 72px 0 120px;
}

.section-label {
  margin: 0 0 14px;
  color: var(--red);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.section-label.light {
  color: #ffd8dd;
}

.hero-copy h1 {
  margin: 0;
  max-width: 780px;
  font-family: Poppins, system-ui, sans-serif;
  font-size: 58px;
  line-height: 1.08;
  font-weight: 800;
  color: var(--white);
}

.hero-lead {
  max-width: 690px;
  margin: 22px 0 28px;
  font-size: 19px;
  color: #ecf2fb;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 13px 18px;
  border: 0;
  border-radius: 8px;
  font: inherit;
  font-weight: 900;
  text-decoration: none;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  background: var(--red);
  color: var(--white);
  box-shadow: 0 14px 30px rgba(197, 29, 45, 0.28);
}

.btn-primary:hover {
  background: var(--red-2);
}

.btn-secondary {
  color: var(--white);
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.34);
}

.btn-light {
  background: var(--white);
  color: var(--navy);
}

.btn-block {
  width: 100%;
}

.hero-proof {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  max-width: 720px;
  margin-top: 38px;
}

.hero-proof span {
  padding: 14px;
  border: 1px solid rgba(255, 255, 255, 0.24);
  background: rgba(255, 255, 255, 0.11);
  border-radius: 8px;
  color: #e9f0fb;
}

.hero-proof strong {
  display: block;
  font-size: 25px;
  color: var(--white);
}

.lead-panel {
  background: var(--white);
  color: var(--ink);
  border-radius: 8px;
  box-shadow: var(--shadow);
  overflow: hidden;
  min-width: 0;
}

.lead-panel-head {
  padding: 24px 24px 16px;
  background: linear-gradient(135deg, #ffffff, var(--paper));
  border-bottom: 1px solid var(--line);
}

.mini-label {
  display: inline-block;
  margin-bottom: 8px;
  color: var(--teal);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.lead-panel h2,
.split-heading h2,
.partner-panel h2,
.banking-panel h2,
.cta-strip h2,
.faq-section h2 {
  margin: 0;
  font-family: Poppins, system-ui, sans-serif;
  font-size: 42px;
  line-height: 1.18;
  font-weight: 800;
  color: var(--navy);
}

.lead-panel h2 {
  font-size: 31px;
}

.lead-panel p {
  margin: 9px 0 0;
  color: var(--muted);
}

.lead-form {
  padding: 20px 24px 24px;
}

.field {
  margin-bottom: 14px;
}

.field label {
  display: block;
  margin-bottom: 6px;
  color: #223049;
  font-size: 13px;
  font-weight: 900;
}

.field input,
.field select {
  width: 100%;
  height: 48px;
  border: 1px solid #cfd9e5;
  border-radius: 8px;
  padding: 0 13px;
  background: #ffffff;
  color: var(--ink);
  font: inherit;
}

.field input:focus,
.field select:focus {
  outline: none;
  border-color: var(--red);
  box-shadow: 0 0 0 4px rgba(196, 25, 12, 0.12);
}

.honey {
  position: absolute;
  left: -10000px;
}

.privacy-copy,
.form-message {
  font-size: 12px;
  color: var(--muted);
}

.form-message {
  min-height: 19px;
  margin: 10px 0 0;
}

.form-message.success {
  color: var(--teal);
}

.form-message.error {
  color: var(--red);
}

.service-intro,
.faq-section {
  padding: 78px 0;
}

.split-heading {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(260px, 0.55fr);
  gap: 40px;
  align-items: end;
  margin-bottom: 34px;
}

.split-heading > p {
  margin: 0;
  color: var(--muted);
  font-size: 17px;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
}

.service-card {
  min-height: 210px;
  padding: 22px;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 12px 35px rgba(16, 24, 39, 0.06);
  position: relative;
  overflow: hidden;
  transition: transform 160ms ease, border-color 160ms ease;
}

.service-card::before {
  content: "";
  position: absolute;
  inset: 0 auto 0 0;
  width: 4px;
  background: var(--red);
  opacity: 0;
  transition: opacity 160ms ease;
}

.service-card:hover {
  transform: translateY(-4px);
  border-color: rgba(196, 25, 12, 0.42);
}

.service-card:hover::before {
  opacity: 1;
}

.service-card span {
  display: inline-flex;
  margin-bottom: 30px;
  color: var(--teal);
  font-weight: 900;
}

.service-card h3 {
  margin: 0 0 8px;
  color: var(--navy);
  font-size: 18px;
  line-height: 1.2;
}

.service-card p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
}

.partners-band {
  padding: 74px 0;
  background:
    linear-gradient(180deg, #ffffff 0%, var(--paper) 52%, #ffffff 100%);
  color: var(--ink);
}

.partners-heading {
  display: grid;
  grid-template-columns: minmax(0, 0.85fr) minmax(260px, 0.55fr);
  gap: 34px;
  align-items: end;
  margin-bottom: 30px;
}

.partners-heading h2 {
  margin: 0;
  color: var(--navy);
  font-size: 42px;
  line-height: 1.18;
  font-weight: 800;
}

.partners-heading p,
.partner-copy p,
.banking-panel p {
  margin: 0;
  color: var(--muted);
}

.affiliation-showcase {
  display: grid;
  grid-template-columns: 1.1fr 0.95fr 0.95fr;
  gap: 14px;
  margin-bottom: 18px;
}

.feature-logo {
  position: relative;
  display: grid;
  min-height: 172px;
  align-content: space-between;
  padding: 20px;
  overflow: hidden;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 10px;
  box-shadow: 0 18px 45px rgba(4, 27, 71, 0.08);
  transition: transform 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}

.feature-logo::after {
  content: "";
  position: absolute;
  right: -28px;
  bottom: -28px;
  width: 96px;
  height: 96px;
  background: var(--red);
  opacity: 0.08;
  border-radius: 50%;
}

.feature-logo span {
  position: relative;
  z-index: 1;
  color: var(--red);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.feature-logo img {
  position: relative;
  z-index: 1;
  display: block;
  max-width: 210px;
  max-height: 78px;
  object-fit: contain;
}

.partner-panel,
.banking-panel {
  display: grid;
  grid-template-columns: 0.58fr 1.42fr;
  gap: 28px;
  align-items: center;
}

.partner-panel {
  padding: 22px;
  background: var(--navy);
  border: 1px solid rgba(11, 31, 58, 0.14);
  border-radius: 10px;
  margin-bottom: 18px;
  box-shadow: 0 20px 50px rgba(4, 27, 71, 0.16);
  position: relative;
  overflow: hidden;
}

.partner-panel::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--red), var(--pink), var(--teal));
}

.partner-copy h3 {
  margin: 0 0 10px;
  color: var(--white);
  font-size: 24px;
  line-height: 1.2;
}

.banking-panel {
  padding: 28px;
  background: var(--white);
  border-radius: 10px;
  color: var(--ink);
  border: 1px solid var(--line);
  box-shadow: 0 18px 45px rgba(4, 27, 71, 0.08);
  position: relative;
  overflow: hidden;
}

.banking-panel::before {
  content: "";
  position: absolute;
  top: 0;
  left: 28px;
  right: 28px;
  height: 4px;
  background: var(--red);
  border-radius: 0 0 999px 999px;
}

.banking-panel .section-label {
  margin-bottom: 10px;
}

.partner-panel h2,
.banking-panel h2 {
  color: var(--navy);
  font-size: 37px;
}

.partner-panel h2 {
  color: var(--white);
}

.banking-panel p {
  margin-top: 12px;
  color: var(--muted);
}

.marquee {
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, 0.22);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.08);
}

.marquee-track {
  display: flex;
  width: max-content;
  gap: 14px;
  padding: 14px;
  animation: marquee 26s linear infinite;
}

.marquee-track span,
.logo-row span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 9px;
  min-height: 62px;
  min-width: 154px;
  padding: 10px 18px;
  background: var(--white);
  color: var(--navy);
  border-radius: 8px;
  font-weight: 900;
  white-space: nowrap;
}

.logo-row span {
  min-height: 118px;
  border: 1px solid var(--line);
  box-shadow: 0 10px 24px rgba(4, 27, 71, 0.06);
  transition: transform 160ms ease, border-color 160ms ease, box-shadow 160ms ease;
}

.logo-row span:hover,
.feature-logo:hover {
  transform: translateY(-3px);
  border-color: rgba(196, 25, 12, 0.35);
  box-shadow: 0 18px 40px rgba(4, 27, 71, 0.12);
}

.marquee-track img,
.logo-row img {
  display: block;
  max-width: 122px;
  max-height: 46px;
  object-fit: contain;
}

.logo-row small {
  color: var(--muted);
  font-size: 11px;
  font-weight: 800;
}

.marquee-track span:nth-child(5n) img,
.logo-row span:nth-child(6) img {
  max-width: 118px;
  max-height: 42px;
}

@keyframes marquee {
  to {
    transform: translateX(-50%);
  }
}

.logo-row {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.cta-strip {
  padding: 62px 0;
  background: linear-gradient(135deg, var(--red), var(--red-2));
  color: var(--white);
}

.cta-layout {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 26px;
  align-items: center;
}

.cta-strip h2 {
  color: var(--white);
}

.cta-strip p {
  margin: 10px 0 0;
  color: #ffe3e7;
  font-size: 18px;
}

.faq-list {
  display: grid;
  gap: 12px;
}

.faq-list details {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 8px;
  box-shadow: 0 8px 24px rgba(16, 24, 39, 0.05);
}

.faq-list summary {
  cursor: pointer;
  padding: 18px 20px;
  color: var(--navy);
  font-weight: 900;
  list-style: none;
}

.faq-list summary::-webkit-details-marker {
  display: none;
}

.faq-list summary::after {
  content: "+";
  float: right;
  color: var(--red);
  font-size: 22px;
  line-height: 1;
}

.faq-list details[open] summary::after {
  content: "-";
}

.faq-list p {
  margin: 0;
  padding: 0 20px 20px;
  color: var(--muted);
}

.footer {
  padding: 0 0 24px;
  background: var(--paper);
  color: #d7dfec;
}

.footer-cta {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: center;
  padding: 42px 0;
  border-bottom: 1px solid var(--line);
}

.footer-cta h2 {
  margin: 0;
  max-width: 760px;
  color: var(--navy);
  font-family: Poppins, system-ui, sans-serif;
  font-size: 42px;
  line-height: 1.16;
  font-weight: 800;
}

.footer-cta .section-label.light {
  color: var(--red);
}

.footer-cta .btn-light {
  background: var(--red);
  color: var(--white);
}

.footer-cta .btn-light:hover {
  background: var(--navy);
}

.footer-layout {
  display: grid;
  grid-template-columns: 1.25fr 0.72fr 1.18fr 0.54fr;
  gap: 34px;
  padding: 42px 0 30px;
}

.footer .brand img {
  width: 210px;
}

.footer p {
  margin: 16px 0;
  color: var(--ink);
}

.footer-about p {
  max-width: 420px;
}

.footer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 18px;
}

.footer-badges span {
  display: inline-flex;
  padding: 8px 10px;
  border: 1px solid var(--line);
  background: var(--white);
  border-radius: 999px;
  color: var(--navy);
  font-size: 12px;
  font-weight: 900;
}

.footer h3 {
  margin: 0 0 14px;
  color: #000000;
  font-size: 15px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

.footer a {
  display: block;
  margin-bottom: 9px;
  color: var(--ink);
  text-decoration: none;
}

.footer-links a {
  width: fit-content;
  padding: 2px 0;
  border-bottom: 1px solid transparent;
}

.footer-links a:hover {
  border-color: var(--red);
}

.footer-contact .contact-line,
.footer-contact p {
  margin: 0 0 13px;
  color: var(--ink);
}

.footer-contact span {
  display: block;
  margin-bottom: 2px;
  color: var(--pink);
  font-size: 11px;
  font-weight: 900;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.footer-social {
  display: flex;
  flex-wrap: wrap;
  align-content: start;
  gap: 8px;
}

.footer-social a {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  margin: 0;
  background: var(--red);
  border: 1px solid var(--red);
  border-radius: 8px;
  color: var(--white);
  font-weight: 900;
}

.footer-social svg {
  width: 19px;
  height: 19px;
  fill: currentColor;
}

.footer-social a:hover {
  background: var(--navy);
  border-color: var(--navy);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 18px;
  padding-top: 20px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 13px;
}

.footer-bottom p {
  margin: 0;
}

.footer-bottom div {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.footer-bottom a {
  margin: 0;
  color: var(--ink);
}

.thanks-page .cta-strip {
  min-height: 100vh;
  display: grid;
  place-items: center;
}

.thanks-card {
  max-width: 760px;
  text-align: center;
}

.thanks-card h1 {
  margin: 0 0 16px;
  color: var(--white);
  font-family: Poppins, system-ui, sans-serif;
  font-size: 58px;
  font-weight: 800;
  line-height: 1;
}

.thanks-card p {
  margin: 0 0 26px;
  color: #ffe3e7;
  font-size: 19px;
}

@media (max-width: 1024px) {
  .header-grid {
    grid-template-columns: 1fr auto;
    padding: 12px 0;
  }

  .section-tabs {
    grid-column: 1 / -1;
    justify-self: stretch;
    overflow-x: auto;
    scrollbar-width: none;
  }

  .section-tabs::-webkit-scrollbar {
    display: none;
  }

  .hero-layout,
  .split-heading,
  .partners-heading,
  .partner-panel,
  .banking-panel,
  .cta-layout,
  .footer-cta,
  .footer-layout {
    grid-template-columns: 1fr;
  }

  .hero-copy h1 {
    font-size: 46px;
  }

  .service-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .logo-row {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .affiliation-showcase {
    grid-template-columns: 1fr 1fr;
  }

  .feature-logo:first-child {
    grid-column: 1 / -1;
  }
}

@media (max-width: 680px) {
  .container {
    width: min(100% - 24px, 1180px);
  }

  .site-header {
    position: static;
  }

  .header-grid {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .brand img {
    width: 156px;
  }

  .header-call {
    display: none;
  }

  .section-tabs {
    margin: 0 -2px;
    border-radius: 8px;
    padding: 5px;
  }

  .section-tabs a {
    padding: 8px 11px;
    font-size: 12px;
  }

  .hero {
    min-height: auto;
  }

  .hero-layout {
    gap: 30px;
    padding: 42px 0 70px;
  }

  .hero-copy h1 {
    font-size: 34px;
    line-height: 1.14;
  }

  .hero-lead {
    font-size: 16px;
    margin: 16px 0 22px;
  }

  .hero-actions {
    display: grid;
  }

  .btn {
    width: 100%;
    min-height: 46px;
    padding: 12px 14px;
  }

  .hero-proof {
    grid-template-columns: 1fr;
    margin-top: 26px;
  }

  .lead-panel h2,
  .split-heading h2,
  .partner-panel h2,
  .banking-panel h2,
  .cta-strip h2,
  .faq-section h2 {
    font-size: 28px;
    line-height: 1.22;
  }

  .lead-panel-head,
  .lead-form {
    padding-left: 18px;
    padding-right: 18px;
  }

  .service-intro,
  .faq-section,
  .partners-band {
    padding: 54px 0;
  }

  .service-grid {
    grid-template-columns: 1fr;
  }

  .service-card {
    min-height: auto;
    padding: 18px;
  }

  .partner-panel,
  .banking-panel {
    gap: 20px;
    padding: 18px;
  }

  .partners-heading {
    gap: 12px;
  }

  .partners-heading h2 {
    font-size: 28px;
    line-height: 1.22;
  }

  .affiliation-showcase {
    grid-template-columns: 1fr;
  }

  .feature-logo:first-child {
    grid-column: auto;
  }

  .feature-logo {
    min-height: 136px;
  }

  .feature-logo img {
    max-width: 175px;
    max-height: 62px;
  }

  .marquee {
    margin-inline: -12px;
    border-radius: 0;
  }

  .marquee-track {
    gap: 10px;
    padding: 12px;
  }

  .marquee-track span,
  .logo-row span {
    min-width: 132px;
    min-height: 104px;
    padding: 8px 12px;
  }

  .marquee-track img,
  .logo-row img {
    max-width: 104px;
    max-height: 40px;
  }

  .logo-row {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 10px;
  }

  .cta-strip {
    padding: 48px 0;
  }

  .cta-layout {
    text-align: left;
  }

  .footer-cta h2 {
    font-size: 28px;
  }

  .footer-layout {
    gap: 24px;
    padding: 32px 0 24px;
  }

  .footer .brand img {
    width: 180px;
  }

  .footer-contact .contact-line,
  .footer-contact p {
    overflow-wrap: anywhere;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 10px;
  }

  .thanks-card h1 {
    font-size: 42px;
  }
}

@media (max-width: 420px) {
  .container {
    width: min(100% - 20px, 1180px);
  }

  .hero-copy h1 {
    font-size: 30px;
  }

  .lead-panel h2,
  .split-heading h2,
  .partner-panel h2,
  .banking-panel h2,
  .cta-strip h2,
  .faq-section h2 {
    font-size: 25px;
  }

  .logo-row {
    grid-template-columns: 1fr;
  }

  .logo-row span {
    min-width: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}